The Petal 1 Rise card is designed for credit builders — whether you’re a rebuilder or establishing credit for the first time. The Rise card expands access to credit by introducing a modest annual membership fee, with limits that range from $500 to $5,000 based on creditworthiness. It comes equipped with the Petal app, which provides builders with tools to responsibly build credit history and create healthy money habits.
With Petal 1 Rise, you’ll be charged a $59 annual membership fee upon activating your card and annually thereafter. The modest annual membership fee expands access to those who may otherwise be ineligible for Petal 1.