Do I need a smartphone to use Petal? You do not need a smartphone to log in to your Petal account. As long as you have access to the internet from a computer, you can log in by visiting www.petalcard.com. Read more about Petal’s software requirements here. Related articles Does Petal have a mobile app? Do I need to have a bank account to use Petal? Does Petal support Apple Pay, Android Pay, or Contactless payment? Can I get Petal if I have a low or bad credit score? How does Petal help me build credit?