Applying for Petal is simple and only takes a few minutes! Here’s how it works:
- Step 1: Visit www.petalcard.com and click "Apply Now" to start the application process
- Step 2: The first part of the application is the pre-approval process which tells you if you’re a good fit for Petal. It only takes a few minutes, and won’t impact your credit score.
- Step 3: If you're pre-approved, you'll be able to apply fully to Petal by submitting the same information you used in the pre-approval step. If not, you won't be able to submit your application.
- Step 4: We’ll send you an email to let you know whether or not you are approved for Petal. If you’re approved, we’ll share your credit limit and APR. If you’re not approved, we’ll let you know why.
- Step 5: Keep an eye on your mailbox! If you’re approved, you can expect your card in 6 to 10 business days.
- Step 5: While you're waiting for your card, you can set up your Petal account by going to www.petalcard.com/setup, or following the prompt in your welcome email to create your account.
- Step 6: Once your card arrives, activate your card to #PayWithPetal!