What is my credit limit, and how do I increase or decrease it?

Your individual credit limit is the maximum amount of money you’re able to borrow or spend on your Petal credit card. The money you spend reduces your available credit. Making a payment towards your Petal account will reduce your current balance and make more credit available.

Your credit limit is determined when you apply for Petal, and if you’re approved, you’ll receive your credit limit and APR by email. You can also find this in the Card Features section of your Petal account and on your monthly statement.

Requests for credit line adjustments are not accepted at this time.

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