Your APR is determined when your application is approved. If you’re approved, you’ll receive an email letting you know what your APR is. You can also find your APR listed in the Card Features section of your Petal account.
Petal APRs are variable so your APR may increase or decrease based on the Prime Rate, as reported in the Wall Street Journal. You can always find your current APR on your monthly statement.
Requests for APR adjustments will not be accepted at this time.