Payments made online or over the phone are credited on the day they are initiated as long as they are initiated before 8:00 pm ET / 5:00 pm PT. Payments made by check are credited on the day we receive the check as long as the check is received by 5:00 pm ET / 2:00 pm PT. You’ll see your payment reflected in your Current Balance within a couple of hours. Check out the status of the payment by clicking on the payment in your activity feed.
Heads up—it may take up to a week for payments to reflect in your Available Credit, so hang tight!