Payments made online or over the phone are posted to your account on the same evening they are initiated as long as they are initiated before 8:00 pm ET / 5:00 pm PT. Otherwise, they’ll post the next evening. If you scheduled a payment online for a future date, it will post the day it’s scheduled for.
Check payments are posted the same day we receive the check in the mail, as long as we get it by 10:30 am ET / 7:30 am PT. If we get them after, they’ll post the next day.
Once the payment posts, you’ll see it reflected on your Current Balance; however, it may take a few days for the payment to be reflected in your Available Credit (how much money you are able to spend).