Congrats! A pre-approval is good news—it means you’ve met the initial criteria for Petal, which is a great start.
There are some instances in which you are pre-approved for Petal, but fail to qualify after submitting your application. This may happen, for instance, if there have been major changes to your credit report over the past 30 days. The only way to see for sure if you qualify is by submitting your full application after you’ve been pre-approved.