What is Petal 1 Rise?

The Petal 1 Rise card is designed for credit builders — whether you’re a rebuilder or establishing credit for the first time. The Rise card expands access to credit by introducing a modest annual membership fee, with limits that range from $500 to $5,000 based on creditworthiness. It comes equipped with the Petal app, which provides builders with tools to responsibly build credit history and create healthy money habits.


With Petal 1 Rise, you’ll be charged a $59 annual membership fee upon activating your card and annually thereafter. The modest annual membership fee expands access to those who may otherwise be ineligible for Petal 1. 

Card fees and terms may vary for members acquired prior to 5/16/23

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