There are three Petal cards: Petal 1 Rise, Petal 1, and Petal 2.
When it comes to cash back, all three cards offer 2-10% cash back at local and national merchants. Petal 2 additionally offers up to 1.5% cash back on unlimited everyday purchases (1% right away increases to 1.25% after 6 monthly on-time payments and 1.5% after another 6 monthly on-time payments).
All three cards offer Leap by Petal, where Card Members get an automatic credit limit increase after 6 qualifying on-time monthly payments (terms apply), zero liability fraud coverage, and credit reporting to all 3 major credit bureaus.
When it comes to membership fees, Petal 1 Rise has an annual membership fee of $59, Petal 1 has no annual membership fee, and Petal 2 has no annual membership fee and no fees of any kind.
For more information about how Petal cards compare, click here.
(Card fees and terms may vary for members acquired prior to 5/16/23.)
On petalcard.com, you can see which card is right for you without affecting your credit score.