Will applying for a Petal card affect my credit score?

Submitting your information for pre-approval is the first part of the application—during this step, only a soft pull is performed, which won't affect your credit score.

If you're pre-approved, you'll be invited to submit your full application for one of the Petal cards you qualify for. Once you apply, a hard inquiry is completed, which will show up on your credit report.

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