How do you determine my credit limit?

Petal 1 has credit limits ranging from $300 to $5,000, and Petal 2 has credit limits ranging from $300 to $10,000. 

There are many factors that help us determine individual limits—ability to pay, previous credit limits, and credit history (if applicable) among other variables may factor into determining your specific credit limit.

We are only able to share individual credit limits after we review your complete application. If you’re approved, we’ll email you with the credit limit and APR for your Petal card.  

By keeping your accounts linked and using your Petal card responsibly over time, you may become eligible for credit limit adjustments in the future.


Was this article helpful?
369 out of 501 found this helpful