In order to keep your account in good standing, you need to pay at least the minimum payment by the due date each month. You can find the minimum payment amount on your Payments page and on your statement. Here’s how your minimum payment amount is calculated:

- If your Statement Balance is greater than $25, the minimum payment will either be (a) 2% of your previous Statement Balance plus new interest or (b) $25—whichever is greater.
- If your Statement Balance is less than $25, your minimum payment will be equal to your Statement Balance.
- If you have any balances that are past-due (i.e., you missed a past payment), they will also be added to your minimum payment due.