To be eligible for the Petal card you must be:
- a U.S. Citizen or legal resident with a social security number or ITIN; and
- at least 18 years old (or 19 in AL and NE).
Besides these eligibility requirements, there are no specific qualifications required to be approved for the Petal card. Instead, the decision is based on a variety of factors, including the information you provide on your application, your digital financial record (where provided), as well as information from other sources such as the credit bureaus. A decision can only be made once we've received and processed your application.
If you’d like to see if you’re likely to be approved for the Petal card without impacting your credit score, you can fill out the pre-approval application.