Every month, you’ll have to pay at least the minimum payment by the due date in order to keep your account in good standing. You can pay any amount between $1 and your Current Balance (your maximum payment). If your account is past due, you have to schedule a payment for at least the past due amount to use your card again.
If you can’t pay the entire past due amount at once, we recommend breaking it up into smaller payments if you can—paying even a little will help you from going further into delinquency, which may affect your credit score.