How is my credit score used in my application?

If you have a credit score, we’ll look at it. If you don’t, we won’t have enough information to make a decision, in which case we’ll ask you to link your bank account(s) so we can take a look at your Cash Score. Your Cash Score is based on factors like the bills you pay and the money you make. We generate this score after linking your bank account in our application flow.


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