Now that I've been approved, what are the benefits of linking my accounts?

Linking your bank accounts gives you access to our full suite of product features, which we created to make your financial life easier. The more accounts you link, the more we can help you plan your spending by showing you what you have, what you owe, and where you may be able to save. It also helps us make sure we offer you the best product terms we can. Check out some of our features below and see how you can get the most out of your experience with Petal.

  • Set up AutoPay. You can use a linked account to set up AutoPay, which makes automatic payments for you each month so you don’t have to worry about due dates or late payments.
  • See all your money in one place. You’ll be able to view the balance of all of your linked accounts in your Petal dashboard, so making informed and responsible decisions when using Petal is as easy as possible. No more logging in to different apps or guessing the balance of your checking or savings account!
  • Eligibility for APR & credit limit adjustments. Keeping your accounts linked helps us better understand your finances and when you may be eligible for an APR decrease or credit limit increase.

If you try to link your bank account, but you can’t find your bank in the search results or there is an error, then we recommend using your account and routing number to manually add your account as a payment source so you can still make payments online.

Keep in mind—just adding your account and routing number does not let you take advantage of any Petal features listed above.


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