How does it work?
If you received an invitation in the mail letting you know that you’ve been pre-approved for the Petal card, that’s great news! It means you met the criteria to qualify and the Petal card may be a good fit for you.
To get the Petal card, you’ll still need to submit an application. Just go to www.petalcard.com/invite and enter your unique invite code and last name. By entering your invite code, you’ll unlock the APR on your mailer.
Did getting pre-approved affect my credit score?
I got an offer in the mail that says I’m pre-approved. Do I automatically get the Petal card? Can I still be declined?
Being pre-approved means you’ve met the initial criteria for this offer, but it doesn’t mean that you’ll automatically get approved—you still need to submit an application, so it can be confirmed that you meet our full eligibility criteria.
Failing to be approved after submitting your application may happen for a number of reasons, such as a major change to your credit report over the past 30 days.
Does this offer expire?
My husband/wife/family member received an invitation to apply. Can I use their code to get a Petal card?
I don’t have an invite code. How do I get one?
I don’t want to get any more offers like this. How can I unsubscribe?