What is a Cash Score?

Your Cash Score is a method Petal has created to compliment your credit score. If you’re asked to link your bank account during the application, our unique technology will determine a Cash Score based on the money you make and the bills you pay. Your Cash Score is then used alongside your credit score (if you have one) in your application decision. 

A Cash Score is especially relevant for applicants who don’t have a credit score because it allows us to provide access to a credit card with great limits, no fees, and cash back—even if you don’t have a credit history!

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