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APRs, Interest, and Credit Limits

What happens if I go over my credit limit?
How is interest calculated at Petal?
What is my credit limit, and can I change it?
About APRs
How can I use my Petal card so I’m not charged interest?
When will I find out my credit limit and APR?
How do you determine my credit limit?

Keep in mind that the content on our FAQ and Help Center was created to help you better understand how Petal’s products and services work—it is not meant to provide legal or financial advice, or indicate the availability of any product or service. If you have questions about your particular financial situation, it’s best to talk with a qualified professional.

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