Unlike other credit card companies, Petal looks at much more than your credit score. In order to do this, we need to be able to see your digital financial history—that’s where Quovo and Plaid come in.
Quovo and Plaid are our third-party data providers (also known as data aggregators) which means they collect and summarize information for analysis. This is just a fancy way of saying that Quovo and Plaid securely show Petal your financial information. With your permission, Quovo and Plaid give us access to information about the accounts you link during the application process to help us make better application decisions.
Quovo and Plaid do not share your login information with Petal, and they do not share or sell your personal info. For more info about Quovo and Plaid’s privacy policies, check out the following links: