If you’re not new to credit but you’re intimidated or frustrated by credit cards, Petal’s a great option for you—we make credit simple with easy to understand explanations and unique features, like our interest calculator, that help educate customers on how to responsibly use a credit card and build credit. Petal also has no fees of any kind — no overdraft, late, or annual fees, which makes for a great 2nd, 3rd, or 4th credit card, too!