If you end up paying less than your Statement Balance so you start carrying a balance, you can minimize the amount of interest you’ll owe by paying your balance off as soon as you can. Interest is charged every day on your daily balance, so the sooner you can pay it off, the less interest you’ll be charged. There’s no need to wait until your due date to pay—you can always pay early on the day that’s right for you (like payday!). You can also set up your AutoPay to run on any date from the 7th to the 26th of the month. For more information on setting up AutoPay, check out this article.